Commerce and Industry Minister Piyush Goyal urged the industry to share specific issues they are facing in accessing bank credit and suggested that the government is open to exploring alternate financing models for MSMEs. Exporters have raised concerns over declining bank credit, to the MSME segment. While exports grew by 15 per cent in the rupee terms between 2021-22 and 2023-24, the outstanding credit dropped by 5 per cent.